MIAMI - A law firm violated provisions of the Fair Debt Collection Practices Act (FDCPA) by falsely representing that a debt collector was a "creditor" in a debt collection notice for a loan on which the consumer defaulted, an 11th Circuit U.S. Court of Appeals panel ruled in an opinion made available on March 19 (Michael Bourff v. Rubin Lublin LLC, No. 10-14618, 11th Cir.; 2012 U.S. App. LEXIS 5613).
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