SACRAMENTO, Calif. - A woman may proceed with statutory claims alleging unfair debt collection, but neither the time she spent correcting allegedly false reports nor the reports themselves constitute an injury under the California unfair competition law (UCL), a federal judge held March 22 (Celina Knippling, et al. v. Saxon Mortgage Inc., et al., No. 11-3116, E.D. Calif.; 2012 U.S. Dist. LEXIS 39510).