BALTIMORE - A federal judge in Maryland on March 26 refused to dismiss a couple's class action lawsuit in which they claim that Bank of America N.A. made misrepresentations about its "no fee" loans because it obtained lender-paid mortgage insurance (LPMI) for them after closing, which prevented the plaintiffs from refinancing (Matthew Dwolskin, et al. v. Bank of America, N.A., No. CCB-11-1109, D. Md.; 2012 U.S. Dist. LEXIS 40631).