DAYTONA BEACH, Fla. - Applying the law of Minnesota, the insureds' home state, a Fifth District Florida Court of Appeal panel on March 30 upheld a lower court's dismissal of the plaintiffs' bad faith claim against their insurer because Minnesota law does not provide for first-party bad faith claims (Ann Louise Higgins, et al. v. West Bend Mutual Insurance Co., No. 5D10-3747, Fla. App., 5th Dist.; 2012 Fla. App. LEXIS 4996).