TACOMA, Wash. - A man struck by a third party's vehicle cannot recover underinsured motorist (UIM) benefits from the insurer of the vehicle he was using prior to the accident, a Washington federal judge ruled April 17, finding that the man did not qualify as an insured under the policy (Kim Gaskill, et al. v. Travelers Insurance Co., et al., No. 3:11-cv-05847, W.D. Wash.; 2012 U.S. Dist. LEXIS 53899).