SAN FRANCISCO - The Ninth Circuit U.S. Court of Appeals on May 24 affirmed the dismissal of a plaintiff's Fair Credit Reporting Act, 15 U.S.C.S. § 1681 claims regarding her closed Kohl's Department Stores Inc. credit card account, finding that the defendants were not "objectively unreasonable" in accessing her credit report (Kamlesh Banga v. Experian Information Solutions, et al., No. 10-15913, 9th Cir.; 2012 U.S. App. LEXIS 10516).