SAN ANTONIO - A Texas federal judge on May 24 refused to certify a class of automated teller machine (ATM) users who were charged a transaction fee even though there was no physical notice on the ATM (Jimmie Lee Pfeffer, et al. v. HSA Retail, Inc., No. 11-959, W.D. Texas; 2012 U.S. Dist. LEXIS 73083).