JACKSON, Miss. - An insurer's providing a defense to its policyholder under a reservation of rights cannot constitute bad faith, a Mississippi federal judge ruled May 24, because the insurer has not denied any coverage at this point in the litigation (Cargill Inc. v. McDonald Trucking Inc., et al., No. 3:11-cv-00545, S.D. Miss.; 2012 U.S. Dist. LEXIS 72346).