HONOLULU - It was neither unknowable nor unexpected that professional liability insurance would not cover an insured's personal business activities, a Hawaii appeals panel found Aug. 16, affirming a lower court's summary judgment ruling in favor of the insurer in a coverage dispute arising from a real estate transaction (Robert E. Keown v. Tudor Insurance Company, No. 29695, Hawaii App.; 2012 Haw. App. LEXIS 796).