BOSTON - A 2-1 panel of the First Circuit U.S. Court of Appeals on Sept. 21 overturned a federal judge in Massachusetts' ruling dismissing a class action suit against Bank of America N.A. regarding its decision to thrice purchase a force-placed flood insurance policy for a woman because it is unclear whether the mortgage agreement as well as a Flood Insurance Notification gave the lender the authority to demand increased flood coverage for the policy (Susan Lass v. Bank of America, N.A., et al., No. 11-2037, 1st Cir.; 2012 U.S. App. LEXIS 19937).