NEW YORK - A group of homeowners who obtained mortgages through affiliates of bankrupt Residential Capital LLC on Sept. 21 filed a reply brief in the U.S. Bankruptcy Court for the Southern District of New York, arguing that the Bankruptcy Court should appoint an Official Committee of Borrowers pursuant to the Bankruptcy Code because the homeowners in question are "unsophisticated" (In Re: Residential Capital LLC, No. 12-12020, Chapter 11, S.D. N.Y. Bkcy.). Subscribers may view the brief available within the full article.