DETROIT - A federal judge in Michigan on Sept. 25 dismissed a couple's lawsuit claiming that CitiMortgage Inc. engaged in fraud and violated the Real Estate Settlement Procedures Act (RESPA) over a second mortgage the plaintiffs claim does not exist (Gerald C. Merriweather, et al. v. CitiMortgage Inc., No. 11-15515, E.D. Mich.; 2012 U.S. Dist. LEXIS 137303).