SAN FRANCISCO - A woman's allegation that the continued reporting of a bankruptcy-discharged debt as delinquent prevented her from obtaining necessary services satisfactorily pleads her credit-reporting and California unfair competition law (UCL) Cal. Bus. & Prof. Code § 17200, claims, a federal judge held Oct. 1 (Karen King v. Bank of America, N.A., et al., No. 12-4168, N.D. Calif.; 2012 U.S. Dist. LEXIS 141963).