BOSTON - There is no evidence that an insurance agent in bankruptcy served as the managing agent for another insurance agency other than allegations of the nonpayment of premiums to support a claim for actual fraud, a Massachusetts bankruptcy federal judge ruled Jan. 2 (In re Gary W. Fravel, Chapter 7, No. 10-13943; Breed's Hill Insurance Agency Inc. v. Gary W. Fravel, No. 10-1192, D. Bkcy. Mass.; 2013 Bankr. LEXIS 7).