BALTIMORE - An underlying complaint alleging that an insured violated the Protection of Homeowners in Foreclosure Act (PHIFA) and the Maryland Consumer Protection Act (CPA) failed to state any covered claims under a service and technical professional liability insurance policy, a Maryland federal judge found Jan. 30, granting summary judgment in favor of the insurer (Cornerstone Title & Escrow Inc., et al. v. Evanston Insurance Co., No. WMN-12-746, D. Md.; 2013 U.S. Dist. LEXIS 13164).