SAN FRANCISCO - A panel of the Ninth Circuit U.S. Court of Appeals on March 25 ruled that a debtor couple did not act in bad faith when it proposed their Chapter 13 payment plan despite the fact that they did not commit the entirety of their income to paying their creditors (Robert G. Drummond v. David C. Welsh, et al. $(In Re: David C. Welsh, et al.$), No. 12-60009, Chapter 13, 9th Cir.; 2013 U.S. App. LEXIS 5880).