LAKE CHARLES, La. - A Louisiana appeals panel on May 1 affirmed a lower court's $50,000 judgment in favor of insureds in their lawsuit alleging that negligent misrepresentations by their insurance agency and federal flood insurer led them to believe that they had a valid federal flood insurance policy in place at the time of Hurricane Ike (Kay Barnett, et ux. v. Fidelity National Property & Casualty Co., et al., No. 12-1415, La. App., 3rd Cir.).