LOS ANGELES - Even though the illness claims made by underlying plaintiffs might be "far-fetched" and ultimately "meritless," a California appeals panel on July 25 held that the holders of a landlords insurance policy "are still entitled to a defense," reversing a lower court's grant of summary judgment to the insurer (Alda Shelton, et al. v. Fire Insurance Exchange, No. B240775, Calif. App., 2nd Dist., Div. 1; 2013 Cal. App. Unpub. LEXIS 5279).