GULFPORT, Miss. - Insureds improperly joined insurance agents as defendants to a lawsuit alleging wrongful denial of coverage, a Mississippi federal judge held Aug. 2, dismissing breach of contract and negligent misrepresentation claims (Melvin Lonberger and Bobbie Lonberger v. OMNI Indemnity Co., et al., No. 13-243, S.D. Miss.; 2013 U.S. Dist. LEXIS 109703).