SAN FRANCISCO - A Ninth Circuit U.S. Court of Appeals panel on Aug. 8 reversed the dismissal of two lawsuits claiming that Wells Fargo Bank N.A. breached the terms of trial period plans (TPPs) offered to borrowers attempting to modify their home loans under the Home Affordable Modification Program (HAMP), finding that the TPPs were enforceable contracts (Philip R. Corvello v. Wells Fargo Bank N.A.,, No. 11-16234, Karen Lucia, et al. v. Wells Fargo Bank, N.A., No. 11-16242, 9th Cir.).