WEST PALM BEACH, Fla. - A Florida appeals court on Aug. 13 affirmed a trial court's decision granting summary judgment in favor of an insurer, finding that a tenant's mold-related claims were excluded under his insurance policy (David Abraham v. Universal Insurance Company of North America, a foreign insurance company, No. 4D12-2742; Fla. App., 4th Dist.; 2013 Fla. App. LEXIS 12647).