SAN FRANCISCO - A commercial general liability insurance policy's "your product" exclusion precludes coverage for "property damage" to the bird inventory that a claimant purchased from an insured, a California appeals panel held Aug. 30, affirming a lower court's finding that the insurer had no duty to defend or indemnify the insured against a lawsuit arising out of the insured's sale of birds allegedly exposed to an infectious disease (Liberty Mutual Fire Ins. Co. v. Central Garden and Pet Co., et al., No. A131482, Calif. App., 1st Dist., Div. 3; 2013 Cal. App. Unpub. LEXIS 6245).