LAKELAND, Fla. - A "your product" exclusion in a commercial general liability insurance policy is applicable to the cost of replacing an insured's defective doors, a Florida appeals panel ruled Sept. 4, reversing in part a trial court's decision that an insurer had to pay $3.4 million for the settlement of several defective product lawsuits (Liberty Mutual Fire Insurance Co. v. MI Windows Doors Inc. f/k/a MI Home Products Inc., Nos. 2D12-2793 & 2D12-2800, Fla. App., 2nd Dist.; 2013 Fla. App. LEXIS 14141).