BOWLING GREEN, Ky. - A federal judge in Kentucky on Sept. 5 granted summary judgment to a bank which was alleged to have mishandled an account, because, among other reasons, the account holders do not have a private right of action under Regulation O (12 Code of Federal Regulations Section 215 $(2013$)) (Robert Ragle, et al. v. Monticello Banking Co., et al., No. 12-0198, W.D. Ky.; 2013 U.S. Dist. LEXIS 126496).