5th Circuit: Disability Insurer Properly Terminated Benefits

5th Circuit: Disability Insurer Properly Terminated Benefits

NEW ORLEANS - A disability insurer did not act arbitrarily and capriciously by relying on emails furnished by a plan participant's acquaintance in determining that the participant was no longer disabled, the Fifth Circuit U.S. Court of Appeals ruled Sept. 6, saying that the insurer did not have an affirmative duty to investigate the accuracy of the emails under the Employee Retirement Income Security Act (Terri Truitt v. Unum Life Insurance Company of America, No. 12-50142, 5th Cir.; 2013 U.S. App. LEXIS 18639).

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