RICHMOND, Va. - A federal district court properly granted summary judgment in a consumer lawsuit challenging the debt-collection and credit-reporting practices of a debt collector, a Fourth Circuit U.S. Court of Appeals panel ruled Sept. 10 (Narendra Mavilla, et al. v. Absolute Collection Service Inc., et al., No. 13-1170, 4th Cir.; 2013 U.S. App. LEXIS 18803).