LAKELAND, Fla. - A Florida appeals panel on Sept. 18 reversed and remanded an $8 million judgment against a homeowners insurer, finding that a new trial is warranted in a coverage dispute over alleged property damage caused by construction defects, rain and wind (American Home Assurance Co., Inc., v. John Robert Sebo, et al., No. 2D11-4063, Fla. App., 2nd Dist.; 2013 Fla. App. LEXIS 14799).