FORT WAYNE, Ind. - An insurer had "a rational, principled basis for evaluating" its policyholder's injuries and making an offer to settle his underinsured motorist (UIM) claim, an Indiana federal judge ruled Sept. 20, granting the insurer's motion for summary judgment on a bad faith claim against it (Timothy Garrett, et al. v. State Farm Mutual Automobile Insurance Co., No. 1:12-cv-00082, N.D. Ind.; 2013 U.S. Dist. LEXIS 134538).