LOS ANGELES - Substantial evidence supports a judge's California unfair competition law (UCL) verdict that a used car retailer agreed to pay off a consumer's previous loan without intending to follow through, an appeals panel held Oct. 9 (Ismeal Bermudo Jr. v. Farhad Tahmassebi, et al., No. B240892, Calif. App., 2nd Dist.; 2013 Cal. App. Unpub. LEXIS 7191).