DALLAS - A False Claims Act (FCA) complaint filed on behalf of the U.S. government by the bidder on a promissory note that passed to Branch Banking and Trust Co. (BB&T) after the failure of Colonial BancGroup Inc. falls short, a federal judge ruled Nov. 12, finding that the bidder failed to "state . . . a plausible fact-based theory showing that BB&T even submitted a false or fraudulent claim under the FCA" (United States of America ex rel. Mark Wismer v. Branch Banking and Trust Co., No. 12-1894, N.D. Texas; 2013 U.S. Dist. LEXIS 160791).