ST. LOUIS - Finding that an umbrella insurance policy's business property exclusion unambiguously precludes coverage for $4 million in underlying wrongful death judgments against insureds, the Eighth Circuit U.S. Court of Appeals on Nov. 14 reversed and remanded a lower court's ruling against the insurer (Barbara Eichholz, et al. v. Secura Supreme Insurance Co., Nos. 12-3170 and 12-4032, 8th Cir.; 2013 U.S. App. LEXIS 23028).