CHICAGO - A panel of the Seventh Circuit U.S. Court of Appeals on Dec. 16 affirmed a district court's ruling that the convictions of three people who ran a fraud scheme involving residential mortgages and bankruptcies were appropriate given all the evidence (United States of America v. Charles White, et al., No. 11-3240, Chapter 7, 7th Cir.; 2013. U.S. App. LEXIS 24809).