RALEIGH, N.C. - A North Carolina appeals panel on Jan. 21 rejected a subcontractor insured's contention that an employer liability exclusion in its commercial general liability insurance policy is ambiguous, affirming a lower court's summary judgment ruling in favor of the insurer in a coverage dispute stemming from a construction site injury (Naylor Concrete Construction Co. Inc. v. Mid-Continent Casualty Co., No. COA13-83, N.C. App.; 2014 N.C. App. LEXIS 90).