INDIANAPOLIS - No coverage is owed for perchlorate contamination caused by an insured's manufacturing of highway safety flares because the policies' pollution exclusions are applicable under Maryland law and bar coverage for the claims, the Indiana Court of Appeals said Jan. 23 (Chubb Custom Insurance Co. et al., v. Standard Fusee Corp., No. 49A02-1301-PL-91, Ind. App.; 2014 Ind. App. LEXIS 15).