DALLAS - A Texas appeals panel on Feb. 5 affirmed a lower court's ruling that a commercial liability insurer has no duty to defend against an underlying lawsuit alleging that an insured performed an improper wood-destroying insect (WDI) inspection (Clint Simon d/b/a Sherlock Pest and d/b/a Sherlock Spec, et al. v. Tudor Insurance Co., et al., No. 05-12-00443-CV, Texas App., 5th Dist.; 2014 Tex. App. LEXIS 1321).