BOSTON - Santander Consumer USA Inc. must produce its written policies regarding its imposition of online payment fees in a suit alleging that the bank improperly charged late fees for credit card and debit card payments, a federal magistrate judge in Massachusetts ruled Feb. 24, saying the policies are relevant to the complaint (Cara Powers v. Santander Consumer USA Inc., No. 12-11932, D. Mass.; 2014 U.S. Dist. LEXIS 22804).