Mealey's Insurance - Faulty Workmanship Is Not An 'Occurrence'; Insurer Has No Duty To Defend, Judge Says

Mealey's Insurance - Faulty Workmanship Is Not An 'Occurrence'; Insurer Has No Duty To Defend, Judge Says

BOWLING GREEN, Ky. - Faulty workmanship on its own is not an "occurrence" under a commercial general liability insurance policy, a Kentucky federal judge ruled Feb. 28, finding that the insurer has no duty to defend an insured in an underlying breach of contract action (State Auto Property and Casualty Insurance Co. v. Daniel Bragg d/b/a Bragg Septic & Electric, No. 13-100, W.D. Ky.; 2014 U.S. Dist. LEXIS 25659).

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