BOWLING GREEN, Ky. - A commercial general liability insurer has a duty to defend its insured against claims that it "substantially, illicitly, and tortiously benefitted financially" from West Virginia's prescription drug abuse problem, a Kentucky federal chief judge ruled March 4. The chief judge, however, refused to rule on the indemnification issue (Cincinnati Insurance Co. v. Richie Enterprises LLC, No. 1:12-CV-00186-JHM-HBB, W.D. Ky.; 2014 U.S. Dist. LEXIS 27306).