INDIANAPOLIS - An Indiana appeals panel on March 12 affirmed a lower court's ruling that a professional liability insurer has no duty to defend or indemnify its insureds against underlying claims arising from their performance as the guardian of an elderly man (Personal Resource Management Inc., et al. v. Evanston Insurance Co., No. 84A01-1304-PL-157, Ind. App.; 2014 Ind. App. Unpub. LEXIS 336).