INDIANAPOLIS - A federal judge in Indiana on March 14 dismissed a student loan borrower's putative class action alleging that a student loan guaranty agency illegally charged collection fees on her defaulted loan and applied her loan payments to the late fees, finding that her claims are preempted by the Higher Education Act (HEA) (Bryana Bible v. United Student Aid Funds Inc., No. 13-0575, S.D. Ind.; 2014 U.S. Dist. LEXIS 33320).