JOHNSTOWN, Pa. - An insurer conducted a thorough investigation of its policyholder's property damage and underinsured motorist (UIM) claims following an auto accident, a Pennsylvania federal judge said March 20, finding that the insured failed to demonstrate by "clear and convincing evidence" that his insurer acted in bad faith (Christopher H. Rowe, et al. v. Nationwide Insurance Co., et al., No. 3:12-cv-00081, W.D. Pa.; 2014 U.S. Dist. LEXIS 36302).