SAN DIEGO - A federal judge in California on March 24 dismissed with prejudice a couple's allegation that their loan servicer violated the Truth in Lending Act (TILA) by failing to inform them that it had been assigned to their loan, finding that the plaintiffs received a letter providing the information more than a year before filing suit (John Kilpatrick, et al. v. U.S. Bank, N.A., et al., No. 12-cv-1740-W, S.D. Calif.; 2014 U.S. Dist. LEXIS 39472).