NEW ORLEANS - A Fifth Circuit U.S. Court of Appeals panel on April 8 affirmed a ruling awarding summary judgment to Bank of America N.A. and Deutsche Bank National Trust Co. on a couple's claims that the defendants violated the Real Estate Settlement Procedures Act (RESPA) after agreeing with a federal magistrate judge in Texas that the claims were untimely (Richard A. Haase, et al. v. Countrywide Home Loans, Inc., et al., No. 12-20806, 5th Cir.).