Mealey's Banking & Finance - Judge: Woman's Letters To Servicer Were Qualified Written Requests Under RESPA

Mealey's Banking & Finance - Judge: Woman's Letters To Servicer Were Qualified Written Requests Under RESPA

CHICAGO - A woman's letters to her loan servicer complaining that funds from her escrow account were not enough to pay her real estate taxes constituted qualified written requests (QWRs) under the Real Estate Settlement Procedures Act (RESPA), a federal judge in Illinois ruled April 17 in denying Ocwen Loan Servicing LLC's motion to dismiss her lawsuit (Cynthia Gogliotti v. Ocwen Loan Servicing LLC, No. 14 C 1027, N.D. Ill.; 2014 U.S. Dist. LEXIS 53194).

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