MIAMI - Finding it undisputed that an auto insurer sent notices to its insured of his policy's lapse, a Florida appeals panel on April 30 held that the insurer had no duty to pay a consent judgment for an accident subsequent to the lapse (Luis Alfredo Rodriguez v. Security National Insurance Co., No. 3D13-1890, Fla. App., 3rd Dist.; 2014 Fla. App. LEXIS 6255).