TRENTON, N.J. - The relationship between an insurer and insurance agents did not constitute a franchise, a New Jersey appeals panel affirmed May 13, finding that the insurer's termination of exclusive agency agreements (EAs) did not breach the implied covenant of good faith and fair dealing (Mario Deluca, et al. v. Allstate New Jersey Insurance Co., No. A-2724-11T4, N.J. Super., App. Div.; 2014 N.J. Super. Unpub. LEXIS 1090).