ATLANTA - Federal law preempts claims that Regions Bank violated state law by charging out-of-state check-cashing fees, the 11th Circuit U.S. Court of Appeals ruled May 30, affirming a federal court's dismissal of a putative class action (Derek Pereira, et al. v. Regions Bank, No. 13-10458, 11th Cir.; 2014 U.S. App. LEXIS 10040).