NEW YORK - Insufficient evidence exists as to whether a collapse was caused by an insured's alleged negligent construction, a New York majority appeals panel held June 17, affirming denial of summary judgment to an insurer on its duty to defend and indemnify an underlying personal injury action (Tower Insurance Company of New York v. BCS Construction Services Corp., et al., No. 12152, N.Y. Sup., App. Div., 1st Dept.; 2014 N.Y. App. Div. LEXIS 4349).