LAKELAND, Fla. - There is a material issue of fact concerning whether insureds timely reported their claimed sinkhole loss under their homeowners policy, a Florida appeals panel ruled June 18, reversing the entry of summary judgment in favor of the insurer (Anthony LoBello and Patricia LoBello v. State Farm Florida Insurance Co., No. 2D13-300, Fla. App., 2nd Dist.; 2014 Fla. App. LEXIS 9192).