MIAMI - A Florida federal judge on June 30 granted motions to dismiss filed by a lender and others in relation to the foreclosure of a home, finding that the claims asserted under the Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA) failed (Johnnie Hayes, et al. v. U.S. Bank National Association, et al., No. 13-80610, S.D. Fla.; 2014 U.S. Dist. LEXIS 88708).